Conventional Home Loan | The Collective

how it works

A conventional mortgage is a home loan that falls under the conforming loan limit of $548,250 and can be as high as $822,375 in high-cost areas, which is set annually by the Federal Housing Finance Agency. The interest rate is fixed and the loan term is typically 15 or 30 years.

program requirements

Requires higher credit score
ALLOWS SLIGHTLY SMALLER DOWN PAYMENTS
HAS MORE LIBERAL PROPERTY STANDARDS
PRIVATE MORTGAGE INSURANCE (PMI) IS REQUIRED IF LESS THAN 20% DOWN

Mortgage Calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

$0,000 Your Payment

Contact Details

The Collective

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(719) 337-7984

[email protected]

Address

9800 Pyramid Ct Ste 400 Englewood, CO 80112

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Conventional Loan

how it works

program requirements

Requires higher credit score

ALLOWS SLIGHTLY SMALLER DOWN PAYMENTS

HAS MORE LIBERAL PROPERTY STANDARDS

PRIVATE MORTGAGE INSURANCE (PMI) IS REQUIRED IF LESS THAN 20% DOWN

Mortgage Calculator

Property Listings

$899,900

$750,000

$749,900

$525,000

$425,000

$390,000

$384,900

$375,000

$374,900

$318,000

$300,000

$222,500

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